The Partner Families:
- Are required to take classes in finance, home care and nutrition provided by Habitat for Humanity of Greater Dayton
- Are required to put in several hundred hours of volunteer work
- Receive an interest free loan
- Are required to have a stable income with which to payback the home loan
This Year’s Partner Family
Karla Cobb & Family
Faced with the prospect of an unexpected relocation due to her mother selling the residence in which she lived, single mother of 4, Karla Cobb, hastily moved into a duplex apartment in a crime-ridden neighborhood. After having come home on two separate occasions to find local teens in her apartment, she realized it was time to get out of the area, placing the safety of her children at the forefront. A friend subsequently told her about the Habitat program and the 0% interest rates, so Karla decided to apply. She believed the program was a good source to help her build her credit and teach her how to effectively pay off her bills.
Karla works with Mahle Behr as a Coordinator/Team Leader, overseeing a team of 18 employees. She has been with the company for 17 years. Mother to two sons and two daughters, her eldest is Khristopher, 19, who attends Sinclair Community College studying Fire and Paramedic Science. Moreover, he has worked in home remodeling; specializing in carpet, hardwood and outside-deck installation. His hobbies include working out, basketball, and his fundraiser, “Wrestling for Autism” toumaments. Dashawn, 18, just graduated in 2016 from Stebbins High School and plans to attend Career College in the fall of 2017. He will study CTC Automation. He likes basketball and football, and enjoys the outdoors. Kayla, 15, is a sophomore at Stebbins High School, achieving excellent grades. Her favorite subject is mathematics. Her future plans include cosmetology or joining the U.S. Air Force. Keyonna, 13, is an 8th grader with Mad River Middle School. Her favorite subject is mathematics, and she is an honor roll student. Keyonna’s hobbies are volleyball, basketball and track.
Karla says her sweat equity experience was limited to working in the ReStore because of her work hours. She enjoyed her volunteer experience as well as taking the required classes as part of her partnership with Habitat. She liked the entire curriculum including money skills, home maintenance, insurance and nutrition classes. Karla believes the Habitat for Humanity program will drastically change her life by reducing her debt, providing energy efficient appliances, and reducing her out-of-pocket cost by allowing her to pay a 0% interest mortgage rather than high rental costs. The opportunity to live in a safe neighborhood, and not in close proximity of neighbors as in her duplex apartment, sparks her excitement
Karla said, “We are excited and ready to become homeowners.”